Posted on 12 October 2012.
Another good month, with nothing interesting to report. Stocks are doing well and my emergency fund is growing right on schedule.
Credit Cards $0 – You can see my How I paid off my credit cards post for details
Student Loan $13,295.64 (-1.14% total balance)
Savings and Investing
Emergency Fund = 2.26 months (+0.66 months) I am on track to hit 3 months before the end of this year.
Dollar Savings Plan Fund = $17 (+43 $200 put in savings and deducted from total)
Spare Change Savings Fun = $72 (+23 I only add to this when a roll of coins is taken off the coin sorter)
ROTH IRA Performance = +1.4% for the month of September
401k Performance = +2.7% for the month of September
Unexpected things that hit my budget.
$xxx Birthday present for my wife.
I don’t see anything that qualifies.
Goals for October
Same Goals as last month.
1. Keep throwing all my extra money into my Emergency Fund. I am trying to get this to 3 months as fast as possible. (Successful for August)
2. Do not spend more than $50 on myself for things that I do not need. We are talking about computer games mainly. (Successful for August)