Hi! I’m Carvin. I started this financial blog to provide financial information. I don’t know about you, but I personally do not like to read extremely long blog post. When making post for this blog I try to keep them as short as possible and to the point. I like including parts of my personal life because it makes it easier for me to explain certain things when I can give you a concrete example and this also enables me to show you the thinking behind some of these ideas.

A quick bit about my back ground, I received my MBA in 2008 in accounting and financial management. I have been a small business owner since 2004. I am part owner of a utility management company that was doing great until the economy turned sour. In 2010, I had no choice but to go work for another company in the same industry. What happened was all the BIG companies were losing revenue as well, so they began bidding on contracts for the much smaller utilities, which is right where we were operating. So, suddenly all these smaller utilities start requiring managing companies to have around $5 million in insurance for contracts worth less than $1 million. This effectively knocked us out of the running.

You will find I occasionally throw in small business advice; generally it is probably from missing what I used to do. Oh well, enough of all that. I hope to be blogging for a very long time, if you have any Questions relating to personal finance or small business feel free to fill out the question form.

See you next time!